Money Saving Advice

Pay off your debt and don't constantly be charged by the bank. Credit cards and over drafts cost a lot of money. Interest rates are high. If you actually paid off your debt you would be saving yourself a lot of money. Paying interest on loans and credit cards is effectively giving away your cash. Would you not prefer to spend this on yourself? Perhaps try to withdraw your weekly allowance and then leave all your credit/ATM cards at home. This will stop you from buying those items that you really don't need. If you do need it you will consider it more carefully.